New and Improved Credit Score Feature

We’ve made major improvements to the Credit Score page to give you clearer insights, faster updates, and more personalized guidance.

AI Advisor Integration

You can now ask questions about your credit directly from the Credit Score page.

Examples:

• “Why did my score drop?”

• “What should I focus on to improve?”

• “What changed recently?”

The AI Advisor has full context on your credit data and provides personalized, actionable answers based on your specific profile. Instead of generic advice, you’ll receive guidance tailored to what is actually impacting your score.

Credit Alerts

A new Credit Alerts section gives you a chronological log of events that may impact your score, including:

• New accounts opened

• Hard inquiries

• Balance changes

• Derogatory marks

Unlike your credit score, which updates monthly, alerts update daily. This means you’ll see important changes much sooner and can take action faster.

Clearer Score Factors

All six key credit factors are now visible directly on the main page:

• Payment History

• Credit Card Use

• Derogatory Marks

• Credit Age

• Total Accounts

• Hard Inquiries

Each factor includes:

• A status badge

• An impact level

• Personalized context explaining how it affects you

• Specific, actionable steps to improve

This makes it easier to understand not just your score, but what is driving it and what to do next.

Download Your Credit Report

You can now download your full credit report directly from the Credit Score page. This gives you complete access to the detailed information behind your score whenever you need it.

If you have questions about your credit, start by asking the AI Advisor directly from the Credit Score page.