How to categorize and tag common transactions

Origin helps you stay in control of your finances by letting you categorize transactions in a way that aligns with your real-life spending. Here’s how to handle common transaction types:

🏠 Mortgage and Loan Payments

To properly track your debt and housing-related expenses:

1. Go to the Transactions page.

2. Locate the mortgage or loan payment.

3. Click the dropdown arrow next to the category.

4. Choose “Household” for mortgage payments or loan payments.

5. Click “Apply” to save.

🛒 General Expenses

We automatically categorize most transactions based on the merchant. If something looks off:

1. Use the same dropdown next to the transaction.

2. Select the correct category.

3. Click “Apply.”

You can also set up transaction rules in Spending Settings to auto-categorize future transactions.

💵 Cash Tips as Income

If you receive income in cash (like tips), you can manually add it:

1. Go to the Transactions page.

2. Click the three-dot menu (⋮).

3. Select “Add Transaction.”

4. Enter the details and select “Income” as the transaction type.

5. Save to reflect it in your budget.

💳 Credit Card Minimum Payments

Since credit card payments are transfers between accounts—not spending:

1. Locate the transaction on the Transactions page.

2. Click the dropdown arrow next to it.

3. Scroll down and select “Transfer.”

4. Click “Apply.”

💡 Pro tip: You can create a transaction rule to mark all future credit card payments as transfers automatically.