Why Does My Cash Account Still Say "Pending"?

Your Cash Account may show as "Pending" because:

1. You haven’t made your initial deposit yet.

2. Your initial deposit is still processing.

How Long ACH Deposits Take

ACH transfers usually take 3–5 business days to settle.

When Your Account Will Open

Once your deposit fully settles, your account status will automatically change to open, and you can start using your cash account.