How to set and track savings goals?

Whether you’re saving for an emergency fund, a vacation, or a new car, Origin makes it easy to set, track, and manage your savings goals.

Setting Savings Goals

You can create custom categories for each savings goal — like “Emergency Fund”, “Car Savings”, or “Home Renovation” — to keep things organized.

This gives you full control over how much you want to contribute each month.

Tracking Multiple Savings Goals

To track multiple goals:

1. When you transfer money from checking to savings, assign that transfer to your savings category (e.g., “Emergency Fund”).

2. If you later spend that money, tag the expense with the same category so everything stays grouped in one place.

👉Note: These first two features above are current workarounds while we build a more dedicated savings tracking experience built out in the future

Budget Setup with AI

Use our AI Budget Builder to generate a personalized budget that includes savings recommendations.

How to get started:

• Go to the Spending tab

• Tap “Build a budget”

• Use the savings slider to choose how much to save based on the last 6 months of your spending behavior

Including Savings in Your Net Worth

To make sure your savings are reflected in your Net Worth:

• Tap the ”+Account" on your home screen

• Connect your savings accounts (checking, high-yield savings, etc.) or add that in manually 

Once connected, your balances will automatically be included in your net worth and displayed in your graphs.

👉 Note: If you have an Apple Savings account, it will appear in the Cash section under Net Worth.

Still have questions about managing savings? Reach out to our support team — we’re happy to help!