How does the Spending feature work?

Origin’s Spending feature is designed to help you track, understand, and manage your finances all in one place.

Key features include:

• Automatic categorization - When you connect your accounts, transactions are automatically sorted into categories like Groceries, Gas, or Dining Out based on merchant information.
• Monthly spending views - View your total expenses for the current month and compare them with previous months to identify trends and track progress.
• Custom category groups - You can personalize how your spending is organized by creating custom groups through the Manage Categories tab in Spending Settings.
• Transaction rules - Set rules to automatically customize how certain transactions appear. You can filter by merchant, category, or amount to keep things organized.
• Budgeting tools - Build a personalized budget by setting income targets, savings goals, and spending limits for different categories. You can also use the AI Budget Builder for smart recommendations based on your habits.

Additional controls:

• Recategorize any transaction manually

• Export your spending data for offline tracking or analysis

• Get personalized insights and adjustments with the AI Budget Builder

Whether you’re building better habits or prepping for a big goal, the Spending feature gives you the control and visibility you need.