What is the Origin cash account?

TL;DR: The Cash Account is where you park your funds safely and earn competitive interest while deciding how to invest.

Q: What is the Origin Cash Account?

A: It’s a high-yield cash management account within Origin that allows you to hold funds securely and earn interest, all in one place while you decide how you want to invest or allocate.

Q: How does the Cash Account work?

A: You deposit funds, see them as part of your Origin balance, and earn interest like a savings account — with the convenience of remaining inside the Origin ecosystem for investments, budgeting, or spending.

Q: Is my cash account insured?

A: Yes — Yes. The Cash Account is typically FDIC-insured through partnering banks for eligible balances (check the specific terms in your agreement).

(Note: Investments in brokerage are different.)

Q: Can I move money from the Cash Account into my brokerage/investment account?

A: Definitely. When you’re ready, you can transfer funds from the Cash Account into your investment/brokerage account within Origin to begin investing.

Q: Are there limits or minimums?

A: See the article “How much money do I need to open an Origin Investment account?” for details on minimums. For the Cash Account, you’ll find specific deposit minimums and yield terms in the account agreement.

Q: Why use the Cash Account instead of a regular savings account?

A: The Cash Account offers the convenience of linking seamlessly to your Origin investing, budgeting and spending tools — making your funds more fluid across your financial strategy.

Last updated: October 2025