Can I adjust Social Security Start Date in my Forecast?

Your Social Security is automatically calculated and the start date can’t be edited directly. Good news though! You can create a custom income event to model different scenarios.

Can I change my Social Security start age or amount?

Right now, Social Security in the Forecast tool is fully automated.

Your benefits are calculated based on your retirement age and overall financial profile, and there isn’t a dedicated section where you can manually set a custom start age or annual amount. The system determines both when benefits begin and how much you’ll receive as part of its projections.

How Social Security appears in your plan

Social Security is included automatically in your forecast and shows up as part of your projected income over time. It’s built into the model to reflect standard assumptions around when benefits begin and how they change depending on timing.

Workaround: model your own scenario

If you want to explore a different scenario, you can add a custom income event to approximate it:

1. Open the Forecast tool
2. Click to add a new life event
3. Select "Additional Income" (or "Custom Event" with type set to "income")
4. Set the title to something like "Social Security"
5. Enter your expected annual amount
6. Set the start year 
7. Save the event

This will add that income to your projections starting at your chosen age, so you can see how it impacts your overall plan.

A quick note

The system may still show its own auto-calculated Social Security line separately. When reviewing your projections, keep this in mind so you don’t double count income.