How accurate is AI Advisor?

AI Advisor is built to give you expert-level financial guidance you can trust — and we have the data to back it up.

In independent testing against Certified Financial Planner™ (CFP®) exam standards, AI Advisor consistently scored 96.4%, outperforming both human advisors and all major AI competitors.

Proven performance

• 96.4% average score across eight CFP® exam modules
• +16.9 percentage points higher than human CFPs (average 79.5%)
• Outperformed all seven leading AI models tested, including OpenAI GPT-5
• Maintains the highest consistency with the lowest performance variability (σ = 4.52) among top AIs

Where AI Advisor excels

AI Advisor scored especially high in technical financial planning areas:

• Investment Planning: 99.3%
• Estate Planning: 99.3%
• Risk Management & Insurance Planning: 98.8%
• Psychology of Financial Planning: Maintains a 7.7-point lead over GPT-5, its closest competitor

Tested like a CFP®

The evaluation covered the same eight CFP® exam modules used to measure human advisor competency:

1. Professional Conduct & Regulation
2. General Principles of Financial Planning
3. Risk Management & Insurance Planning
4. Investment Planning
5. Tax Planning
6. Retirement Savings & Income Planning
7. Estate Planning
8. Psychology of Financial Planning

Why consistency matters

High accuracy is only part of the story. AI Advisor also delivers reliable, repeatable performance — no matter the topic or complexity.

• Narrowest score range among top AI's: 81.3% – 100%
• Stable results across all modules and question types
• Designed to give you dependable guidance, session after session

⚠️ Important to remember

While AI Advisor is highly accurate, no AI or human advisor can guarantee future results. Its recommendations are based on the information you provide, your connected accounts, and your risk profile at the time of the conversation. Always review important financial decisions with a qualified human professional if you’re unsure.

You can read the full legal disclaimer here: [AI Disclaimer – Origin]