Why aren’t transfers shown as expenses in my budget?

At  Our goal at Origin is to help you track your actual spending as accurately as possible. That’s why transfers are treated differently from expenses in your budget and spending views.

🔍 Categorization System

Every transaction in Origin is assigned one of three primary categories:

• Income

• Expense

• Transfer

🔄 Transfers vs. Expenses

A transfer is money moving between your own accounts — for example, from checking to savings, or from your Origin Cash account to an external account. These aren't true expenses, because you're not spending money — you're simply relocating it.

If transfers were included as expenses, your budget and spending totals would appear inflated and misleading.

🧠 How Origin Handles Transfers

To keep your financial picture accurate:

• Transfers are excluded from spending and budget calculations.

• In the app, transfer transactions:

  • Have a disabled "Hide transaction" toggle, since they are already hidden by default.

  • Show a tooltip that explains:
    "Transfers are hidden by default. To include transaction in spending, change category."

✅ Workaround: Want to Include a Transfer in Your Budget?

If a transfer really does represent spending — like sending money to another account to pay rent — you can:

1. Edit the transaction.

2. Change the category from Transfer to something more appropriate (e.g., Housing, Utilities, etc.).

This will include it in your spending and budget calculations, and ensure it’s reflected in your reports accurately.

By keeping transfers and expenses separate, Origin helps you get a more accurate view of your spending behavior — without noise from money that never actually left your financial ecosystem.