How does Origin’s referral program work?

Origin’s referral program rewards you for helping your friends and family start their financial journey with Origin.

When you successfully invite three friends to join Origin with a qualifying annual membership, you’ll earn a $98 Renewal Credit — bringing your next renewal cost down to just $1.

How it works

1. Share your referral link

   Head to your Referral Hub in the Origin app to find your personal referral link. Share it directly with friends and family.

2. Your friends sign up

   Invitees must use your referral link to register for Origin and purchase a qualifying annual membership.

3. Earn your reward

   Once three successful referrals are completed in the same calendar year, you’ll automatically earn your $98 Renewal Credit, which applies to your next annual renewal.

Key details

• Credits are only issued after all three referrals have purchased qualifying memberships.

• You can earn one Renewal Credit per year.

• Credits do not roll over and cannot be combined with other promotions.

• Invitees must be new to Origin (no previous accounts).

• If an invitee cancels within 7 days of payment, the referral will not count.

Reward breakdown

3 successful annual referrals (within same calendar year) -> $98 Renewal Credit (reduces next renewal to $1)

When will I receive my credit?

Credits are typically issued within 7 business days after the third qualifying referral completes payment.

Learn more: When will I receive my referral credit?

Limited Time Offer

This referral program is available for a limited time only, so start sharing now! 🚀

See disclaimers here.

Last updated: October 2025