What is robo-investing and how does it work?

Robo-investing uses an automated platform (like Origin!) to manage your investment portfolio using sophisticated algorithms. When you create an account, you’ll be prompted to complete a questionnaire that gauges your financial goals and risk tolerance. Based on your responses, the robo-advisor strategically invests your money into a diversified portfolio. 

What’s Included in a Diversified Portfolio?

Your portfolio will typically include a mix of stocks and bonds, often through exchange-traded funds (ETFs). ETFs are investment funds traded on stock exchanges, much like stocks, and they hold assets such as stocks, commodities, or bonds. They offer an efficient way to diversify your investments, which is crucial for managing risk while pursuing growth.

How Does Robo-Investing Work?

The robo-advisor continuously monitors your portfolio’s performance and rebalances it as needed to maintain alignment with your financial goals and adapt to changing market conditions. This automated adjustment ensures that your investment strategy stays on track, even as market dynamics shift.

By leveraging the capabilities of a robo-advisor and the advantages of ETFs, you can enjoy a hands-off investment approach that is smart, personalized, and data-driven, making it an excellent choice for both beginners and experienced investors alike.

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