What is the “risk profile” and why does it matter?

Your Risk Profile is a short assessment in Origin that helps AI Advisor understand your comfort level with financial risk and tailor its advice to match your goals.

It’s a key part of getting personalized recommendations — without it, AI Advisor can only provide general guidance.

Why your risk profile matters

Everyone has a different approach to money. Some people are comfortable with higher risk for the potential of higher returns, while others prefer more stability and predictability.

AI Advisor uses your risk profile to:

• Suggest investment and savings strategies that match your comfort level
• Recommend actions that align with your time horizon and goals
• Model “what if” scenarios that reflect how much risk you’re willing to take

How it works in AI Advisor

• Without a completed profile: AI Advisor will give broad, general suggestions
• With a completed profile: You’ll get fully tailored advice, factoring in your risk tolerance, connected accounts, and assets
• In joint plans: Advice is still personalized to the logged-in user’s risk profile, but considers all connected accounts (including a partner’s)

How to complete your risk profile

1. Go to your Origin dashboard
2. Click in to your Profile Settings from the gear icon in the upper right corner
3. Scroll down to the Risk Profile section
4. Answer the short set of questions
5. Save your responses — your AI Advisor will immediately start tailoring advice to you

📍 Tip

You can update your risk profile anytime your goals, financial situation, or comfort level changes — for example, after a major life event or career shift.