TL;DR: U.S. citizens who meets the eligibility criteria can open an Origin Investment account today — IRAs and joint accounts are planned for future release.
Q: Who is eligible to open an Origin Investment Account?
A: U.S. citizens who meet our minimum age and identity verification requirements and agree to our account terms can open an account.
Q: What types of account structures are available now?
A: Currently, Origin supports individual taxable brokerage accounts only. IRAs, joint accounts, trusts, and other structures are in our product roadmap.
Q: Is there a minimum investment required to open?
A: No. You can start investing with as little as $1, making it accessible even if you’re just beginning.
Q: Are there residency or citizenship requirements?
A: Yes — the primary account holder must be a U.S. citizen and must complete identity verification as required by regulation and our custodian partner.
Q: What’s the process to open the account?
A:
Go to the Brokerage or Investing tab in the Origin app.
Answer a few brief questions about your goals and risk tolerance.
Link a U.S. bank account or enter manual details for funding.
Once funded, you gain full access to portfolio monitoring, trading, and AI insights.
Q: Why aren’t IRAs or joint accounts listed yet?
A: These account types are being developed and will be released in future phases — the current launch version focuses on individual taxable accounts to enable broader access and faster onboarding.
Last updated: October 2025
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